Discover The Insider Secrets About IULs

Learn the 8 rules about properly setting up an Indexed Universal Life policy so that you can:

✅ Become Your Own Bank

✅ Protect Your Wealth From Market Crashes

✅ Create Tax-Free Passive Income

✅ Enjoy Early Retirement

Edita Evoyan | Financial Professional

CA License #4337359

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Backed by Independent Research

Still skeptical about IULs? You don’t need to take our word for it.

A 2025 study by Ernst & Young, one of the world’s most trusted financial consulting firms, found that integrating cash-value life insurance solutions, like IULs, can improve retirement income and legacy outcomes compared to portfolios without insurance products.

“Families who incorporated life insurance-based strategies had higher retirement income and left larger legacies" — 2025 EY Study

What’s Inside This Free Guide?

Despite being such a great tool for building wealth, most IULs we have seen, were not setup correctly. This guide helps flips the script. You’ll discover:

  • The 2 most important rules to design a policy that grows cash instead of draining it.

  • The truth about fees and agent commissions and how to avoid bad designs.

  • Policy loan strategies that let your money keep compounding while you borrow.

  • How to spot “red flags” in an illustration that could cost you big down the road.

  • The 8 rules to maximize tax-free growth, safety, and flexibility.

Why We Created This Guide

After years of working in the financial industry, we’ve seen too many people walk away with poorly designed IULs that drained their money instead of growing it. The problem?

  • Agents who put commissions over clients

  • Misleading illustrations and hidden costs

  • Confusion about how these products actually work

We created this guide to cut through the noise and share the truth, in plain English. Our goal is to help you make confident, informed decisions, whether you’re exploring IULs for the first time or checking if your current policy is set up right.

Is This Guide For You?

This guide is perfect if:

  • You’re curious about IULs but don’t want to be “sold” something you don’t understand.

  • You’ve been pitched a policy and want to know if it’s designed properly.

  • You already have an IUL and want to make sure it’s working for you.

Ready to Learn the 8 Rules That Could Save You Thousands?

Get your free guide now and see how to build a policy that works for you, not the agent.

Disclaimer: This guide is for educational purposes only and does not constitute financial, tax, or legal advice. Please consult with a licensed professional for personalized recommendations.