The Ultimate IUL Guide: Discover 8 Rules to Protect Your Wealth From Greedy Agents
Learn how to set up your policy for maximum cash accumulation & minimum fees so that you can build generational wealth, retire early & enjoy tax-free income in retirement.
Backed by Independent Research From EY
Still skeptical about IULs? You don’t need to take our word for it.
A 2025 study by Ernst & Young, one of the world’s most trusted financial consulting firms, found that integrating cash-value life insurance solutions, like IULs, can improve retirement income and legacy outcomes compared to portfolios without insurance products.
“Families who incorporated life insurance-based strategies had higher retirement income and left larger legacies" — 2025 EY Study
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Edita Evoyan | Financial Professional | CA License #4337359
Here’s What You’ll Learn Inside the Guide
Despite being such a great tool for building wealth, most IULs we have seen, were not setup correctly. This guide helps flip the script. You’ll discover:
The top 2 rules that actually grow your cash value and not your agent’s commissions
The truth about fees & hidden traps (and how to spot them instantly)
Smart loan strategies that let your money keep compounding while you use it
How to spot red flags in an illustration before you sign anything
The 8 simple rules to structure your policy for maximum tax-free growth & legacy building
Why We Created This Guide
Most people are pitched IULs without being told the whole truth. 9 out of 10 policies we review are designed to drain cash value and boost agent commissions.
That’s why we put together this no-fluff guide so you can:
Protect yourself from bad designs & greed agents
Ask the right questions
And finally see how to structure an IUL that actually works for you
Because it should be mission before commission.
Who Should Download This Guide?
This guide is perfect if:
You're thinking about buying an IUL, but want to do it the smart way
You've already pitched an IUL and want a second opinion before signing
You're Currently own an IUL but not sure if it’s structured correctly
You're Curious about alternatives to 401ks, IRAs, or CDs for retirement
If that’s you, this guide was made for you.
Testimonials & Reviews
“No fluff, just the facts. This guide saved me from making a huge mistake.”
“I used the 8 Rules to review my existing IUL and realized it was built completely wrong. Fixed it and now my cash value is growing faster with fewer fees.”
Pretty easy read, highly recommend if you want to get the truth about IULs from an exprt.
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Don’t let a poorly designed policy drain your wealth. Learn the 8 insider rules now.
Disclaimer: This guide is for educational purposes only and does not constitute financial, tax, or legal advice. Please consult with a licensed professional for personalized recommendations.